employment practices liability insurance

Summary

A request was made for information regarding quotes, brokers, and refusals related to employment practices liability insurance for the Isle of Man public sector. The Treasury responded that no information was held as no quotes were sought or received, and no documentation exists regarding the consideration of such cover.

Key Facts

• The Treasury has not sought insurance quotes from any broker for employment practices liability cover.
• No quotes have been received from any broker or insurer for this specific type of insurance.
• Consequently, no quote opportunities or cover have been refused by brokers, insurers, or reinsurers.
• There are no briefing papers or documentation confirming discussions or decisions on this subject.
• The request was refused under section 11(3)(a) of the Freedom of Information Act 2015.

Data Disclosed

• 2539325
• 2022-07-19
• 2022-07-27
• section 11(3)(a)
• Freedom of Information Act 2015

Exemptions Cited

• Section 11(3)(a) of the Freedom of Information Act 2015 (Information not held)

Original Request

please release any and all information related to consideration and implementation of employment practices liability insurance, what quotes have been (a) requested and (b) received from what broker and what insurer relevant to employment practices liability insurance and has any (a) quote opportunity and (b) cover been refused by any such (a) broker or (b) insurer or (c) reinsurer primarily due to the historical frequency and costs of employment disputes in the Isle of Man public sector

Data Tables (1)

Full Response Text

Freedom of Information Seyrsnys Fysseree

The Treasury Government Office, Douglas Isle of Man, IM1 3PU

Telephone: (01624) 685605 Email: FOI.Treasury@gov.im

Government Website: www.gov.im

Our ref: 2539325 27 July 2022

Dear ###

I write further to your request which was received on 19 July 2022, to the clarification of your request that you subsequently provided and to our exchange yesterday.
Your request asks as shown below -

1. Please release any and all information related to consideration and implementation of employment practices liability insurance, what quotes have been - a) requested, and b) received from what broker and what insurer relevant to employment practices liability insurance;

2. Has any - a) quote opportunity and [/or] b) cover been refused by any such (a) broker or (b) insurer or (c) reinsurer primarily due to the historical frequency and costs of employment disputes in the Isle of Man public sector. As previously advised, in this instance, the Treasury will need to apply a practical refusal reason to all parts of your request under section 11(3)(a) of the Act (information not held). This is because, in dealing with Government insurance Treasury has not sought insurance quotes from any broker that has been contracted to provide insurance brokerage to Government, for employment practices liability cover, therefore none have been received, nor, by default, any refused. In addition, there are no briefing papers or any other documentation that would clarify or confirm whether or not the subject of employment practices liability cover has discussed or any decision made in relation to this type of cover.

Please quote the reference number 2539325 in any future communications.

Your right to request a review

If you are unhappy with this response to your freedom of information request, you may ask us to carry out an internal review of the response, by completing a complaint form and submitting it electronically or by delivery/post.

An electronic version of our complaint form can be found by going to our website at https://services.gov.im/freedom-of-information/Review . If you would like a paper version of our complaint form to be sent to you by post, please contact me and I will be happy to arrange for this. Your review request should explain why you are dissatisfied with this response, and should be made as soon as practicable. We will respond as soon as the review has been concluded.

If you are not satisfied with the result of the review, you then have the right to appeal to the Information Commissioner for a decision on; 1. Whether we have responded to your request for information in accordance with Part 2 of the Freedom of Information Act 2015; or 2. Whether we are justified in refusing to give you the information requested.
In response to an application for review, the Information Commissioner may, at any time, attempt to resolve a matter by negotiation, conciliation, mediation or another form of alternative dispute resolution and will have regard to any outcome of this in making any subsequent decision. More detailed information on your right to a review can be found on the Information Commissioner’s website at www.inforights.im. Should you have any queries concerning this letter, please do not hesitate to contact me. Further information about freedom of information requests can be found at www.gov.im/foi.

I will now close your request as of this date.